7 Unheard Veteran Benefits
“I’ll tell you what bravery really is. Bravery is just a determination to do a job that you know has to be done.” -Audie Murphy
If you are a veteran you have probably heard about the basic health care and education benefits accessible to you through the Department of Veterans Affairs: Tricare and GI Bill. Even though these benefits are good, several other veterans’ programs can help you and your family.
You have to believe us there are ways you can improve your life and help mitigate the financial responsibilities of medical care and other expenses.
But before we begin let’s define who qualifies as a veteran.
Under federal law, “a veteran is any person who served honorably on active duty in the armed forces of the United States. Discharges marked “general and under honorable conditions” also qualify.”
If you are a veteran you should always apply for the benefits from the VA unless you were discharged for bad conduct or dishonored.
1. Life Insurance
It is hard for many veterans to get traditional life insurance, especially if they were injured during their time of service. VA offers a life insurance program to give veterans the peace of mind that comes with knowing that their families are protected.
Over the Servicemembers’ and Veterans’ Group Life Insurance you can receive up to $400,000 in life insurance. A great benefit of this program is that it offers affordable premium prices.
2. Non-College Degree Programs
Non-College degree programs are part of the Post 9/11 GI Bill and it provides economic support for many non-college degree programs, certificates, and many other non-traditional educational formats. Here is a list of some of the educational opportunities available under the Post 91/11 GI Bill.
Customs and Border Protection
Personal Fitness Trainer
3. Caregiver Support
VA knows that caregivers are key in the health and well-being of veterans and that’s why they provide several services to support family caregivers including monthly payment or stipend to designated caregivers of severely disabled veterans.
The amount of the stipend is established on the condition of the veteran and the amount of care they require as well as the geographic location where the veteran lives.
4. American Corporate Partners
American Corporate Partners is a national nonprofit organization that focused on helping returning veterans and active-duty spouses find their next careers through one-on-one mentoring, networking, and online career advice.
This organization was launched in 2008 and has helped thousands of returning veterans and their families to find employment opportunities and develop long-term careers.
5. VA Foreclosures
The Veterans Affairs helps veterans buy homes by guaranteeing loans to lenders. When a veteran can’t afford a VA-guaranteed home loan, the VA buys the property from the lender and offers them for sale usually at lower prices.
It is important to notice that anyone can purchase a VA home as they are available for both veterans and non-veterans.
There are many benefits of buying a VA property if you are a veteran including:
Veterans with bad credit or bankruptcies could get a VA home loan
No down payment required
VA closing costs and other fees can be financed
No mortgage insurance premiums
No mortgage prepayment penalties
Veterans who are struggling to make mortgage payments VA offers several options to help them including:
To refinance with a VA streamline refinance loan
Work out a loss mitigation option like a:
They’re also additional benefits for those veterans with VA loans and homeless veterans.
7. Death Benefits
If a veteran died the family has the option to request unique benefits including a U.S. flag to cover the casket and a Presidential Memorial Certificate to honor the deceased loved one’s service. VA can also help the family by giving them free headstones or grave markers.
Family members can also apply for Veterans burial allowances to help pay for the burial and funeral costs if they are paying for these services themselves.
To get more information about Veterans benefits you can go to the Veterans online application, a regional VA office, or the VA toll-free helpline at 1-800-827-1000. Receive the help you and your family need you to deserve it!